Harrisburg, Pennsylvania, Consumer Bankruptcy Attorneys
Are you experiencing overwhelming debt? Are you receiving harassing phone calls from creditors and threats of foreclosure or vehicle repossession? Have your debts become an obstacle between you and your goals? At Purcell, Krug & Haller, we provide compassionate and confidential legal services to individuals who are interested in filing consumer bankruptcy. We can help you obtain relief from your debts and give you a fresh start.
When debts become an obstacle between you and your goals, turn to PK&H to find the solution. Call our firm today at 717-260-3485 (Harrisburg) or 717-533-3836 (Hershey) to arrange your free consultation. You may also fill out a contact form and someone from our firm will be in touch with you promptly. We can thoroughly review your situation, answer your questions about consumer bankruptcy and discuss whether Chapter 7 bankruptcy or Chapter 13 bankruptcy is advisable for your situation.
Ready to help you find a solution to your debt problems
Our team of experienced attorneys and support staff are ready to help you find a solution to your current debt problems. Whether the issue is a family facing credit card debt, trying to pay delinquent taxes, stopping a mortgage foreclosure, medical bills or an unexpected job change, a workable resolution can usually be found. PK&H is intimate enough to give every individual the comprehensive, personal and compassionate attention he or she needs. We are also large enough to handle business bankruptcy matters. Together we can find a way to protect what is important to you.
Consumer bankruptcy: Which chapter is right for you?
Some people may be under the impression that new laws make it harder to file for bankruptcy. New laws have made the process more involved, but it is still possible to file for bankruptcy. Consumers can file for Chapter 7 or Chapter 13 bankruptcy. To be eligible for Chapter 7 bankruptcy, you must qualify by a means test. The means test takes into consideration your income relative to the median income of your state. For those who do not qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy is an alternative solution to deal with your financial issues. Chapter 13 bankruptcy is a “wage earner” bankruptcy. Debts are repaid within three to five years. Chapter selection depends on many factors involving your goals and your specific financial situation. Our firm can help you find the most advisable route to take.
Contact PK&H today to arrange your free consultation and learn how we can help you obtain relief from your debt.
