We cover a lot of information on our blog about how you can help your heirs through careful estate planning. We also touch on what you can do for yourself through estate planning to create better quality of life -- or peace of mind -- in your later years. One of the areas where our firm provides assistance with this is by helping clients with Social Security Disability or Supplemental Security Income benefits that have previously been denied.
What many people don't realize is that Social Security isn't like many "government-funded" programs. In fact, it's not funded by the government at all -- it's funded by individuals who work and pay Social Security taxes during their life. After you've worked a certain amount, you have an assurance of certain types of benefits through the Social Security Administration when you retire.
In addition to retirement benefits, the Social Security Administration oversees the disbursement of both SSD and SSI benefits. These are two separate benefits you might qualify for depending on your disability and income status, and these extra payments can be helpful in planning for or living during your later years.
While Social Security is an insurance that you pay into as you work throughout life, it's not always easy to get your benefits when you have a qualifying event. The SSA has been known to deny benefits repeatedly even for people that qualify, and that's where we can help.
We work with our clients to understand their situation and create a plan for next steps. We also work for you, communicating and legally battling the SSA to hopefully ensure you get the benefits you are qualified for, including retroactive payments when possible.