If you are the parent of young children, have you decided who you want to take care of them in the event of your death or incapacitation? No, this is not a pleasant thing to think about, but it is something for which all parents of minor children in Pennsylvania or elsewhere should prepare. If you do not, you risk leaving your children's lives in the hands of a judge.
Sometimes a fresh start is what is needed. For a variety of reasons, the bills have piled up, creditors are calling and the Pennsylvania resident simply cannot figure out how to make ends meet. Rather than struggling under the mound of debt, filing for Chapter 7 bankruptcy may be the solution.