Sometimes, life throws financial curveballs that are difficult to overcome. You've done your best to keep up, but now you are on the verge of losing everything and are receiving frequent calls from creditors. You can't take it anymore. You are ready to move past this point in your life. This is when a bankruptcy filing may be appropriate.
The decision to marry carries with it the implicit decision to work together. For the average Pennsylvania couple, this decision to work together needs to begin in the initial planning stages rather than after the couple has said "I do." One of the first steps is often an open, honest discussion regarding finances, spending and expectations. When this occurs, the likelihood of divorce may decrease.